Financial planning
simplified.

I'm Marcus, an advice-only financial planner. I help Canadians make smarter decisions about their money: when to retire, how to invest, how to draw down savings efficiently, and how to build a plan that holds up when life gets complicated. I don't sell products. I don't manage your money. Just honest advice and help implementing it yourself.

Get a financial plan

No products. No commissions. No conflicts of interest.

WHO I WORK WITH

You've done a lot of things right.

Most of my clients have been saving consistently, have some assets, and are now facing decisions that actually matter. When can I retire? How should I structure my investments? What's the most tax-efficient way to draw down my accounts? Should I pay off my mortgage early or invest the difference?

If you're asking those kinds of questions, and you want real answers rather than a product pitch, we're probably a good fit.

WHAT WE COVER

A plan that covers your whole financial life.

A comprehensive financial plan touches every part of your financial picture. Here's what we typically work through together.

Retirement planning

When can you retire? How much do you need? How do you turn savings into reliable income while keeping taxes low?

Investment strategy

Evidence-based, low-cost investing made simple. I'll help you build and manage your own portfolio.

Tax & cash flow

Structuring income and withdrawals to minimize taxes over your lifetime is where a good plan really pays off.

Registered accounts

RRSPs, TFSAs, RESPs, LIRAs — the right account, for the right purpose, used strategically.

Estate & insurance

Making sure your plan doesn't fall apart if something unexpected happens, for the people who depend on you.

HOW IT WORKS

Simple from start to finish.

Complete the intake form

A short questionnaire (about 5 minutes) that helps me understand your situation before we ever get on a call. It tells us both whether we're a good fit.

Free discovery call

We talk through your goals, your situation, and what you're hoping a plan will do for you. No sales pitch — just a conversation.

Your plan is built

I put together a comprehensive written plan covering every area of your financial life, then walk you through it in detail.

12 months of ongoing support

Questions come up as you implement. You'll have ongoing access to me by phone, email, or video call for a full year after your plan is delivered.

READY TO GET STARTED?

Not sure if we're a good fit?

The intake form takes about 5 minutes and tells us both. Or if you'd rather talk first, book a free 30-minute discovery call — no pressure, no sales pitch.

Start with the intake form